Simple, transparent pricing built around the care your loved one actually needs.
Your monthly cost at Arcadia has two parts: your apartment’s base rent, and a personalized care plan built around your specific needs. Instead of grouping residents into broad, one-size-fits-all pricing tiers, we use an individualized, point-based care assessment, so you are never paying for care someone else needs but you do not. It is a more personal, and often more fair, way to price care.
💡 Did you know? Assisted living may be tax deductible. In many cases, some or all of the cost of assisted living is tax deductible for the resident or a qualifying family member. Under the Kennedy-Kassebaum Act of 1996, medical and personal care costs required for daily living may qualify as deductible medical expenses. We recommend consulting a tax professional to see how this may apply to your family.
Most families use a combination of sources: personal savings, Social Security, a pension, and sometimes the sale of a home. Many families also layer in benefits like long-term care insurance or VA benefits to help cover the cost.
Veterans and surviving spouses may qualify for the VA Aid and Attendance benefit, an additional monthly payment on top of a standard VA pension that can be used toward the cost of assisted living. Eligibility depends on service history, income, and care needs.
Many long-term care insurance policies do cover assisted living, though coverage varies by policy. Some older policies only cover nursing homes, and most require the policyholder to need help with a certain number of daily activities before benefits begin. We recommend reviewing your specific policy or having a family member do so.
Washington State’s COPES program (Community Options Program Entry System), administered by DSHS, can help eligible seniors access long-term care support in a community setting, including assisted living. COPES does not cover room and board directly, but it can help with the cost of care. Eligibility is based on both financial and functional need, and enrollment is limited, so it is worth starting the process early.
This information is general and provided for educational purposes only. It is not financial or legal advice. We recommend speaking with an elder-law attorney or financial advisor to understand what is available for your specific situation.