Simple, transparent pricing built around the care your loved one actually needs.
💡 Did you know? Assisted living may be tax deductible. In many cases, some or all of the cost of assisted living is tax deductible for the resident or a qualifying family member. Under the Kennedy-Kassebaum Act of 1996, medical and personal care costs required for daily living may qualify as deductible medical expenses. We recommend consulting a tax professional to see how this may apply to your family.
Most families use a combination of sources: personal savings, Social Security, a pension, and sometimes the sale of a home. Many families also layer in benefits like long-term care insurance or VA benefits to help cover the cost.
Veterans and surviving spouses may qualify for the VA Aid and Attendance benefit, an additional monthly payment on top of a standard VA pension that can be used toward the cost of assisted living. Eligibility depends on service history, income, and care needs.
Many long-term care insurance policies do cover assisted living, though coverage varies by policy. Some older policies only cover nursing homes, and most require the policyholder to need help with a certain number of daily activities before benefits begin. We recommend reviewing your specific policy or having a family member do so.
Oregon offers Medicaid waiver programs, including the K Plan, that can help eligible seniors access community-based care, including assisted living, instead of a nursing facility. Eligibility is based on both financial and functional need, and the application process can take time, so it is worth starting early if you think your family may qualify.
This information is general and provided for educational purposes only. It is not financial or legal advice. We recommend speaking with an elder-law attorney or financial advisor to understand what is available for your specific situation.